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Payment Gateway

Payment Gateway

Payment Gateway Services

A payment gateway is a technology that captures and transfers payment data from the customer to the recipient. It enables online payments for consumers and businesses.
A payment gateway is the gatekeeper of your customer’s payment data. It relays the information from the merchant to the recipient and the issuing bank using data encryption to keep the data safe and secure. It’s an asset for any business as it ensures smooth and safe transactions. In online business, payment gateways are the ‘checkout’ portals used to enter payment details. It is also capable to facilitate payment in cryptocurrencies.

Why Should You Choose Payment Gateway Services?

Why do I need Payment Gateway Services? How does it serve me?
Let me briefly answer these questions for you.
  • Different options for your payment page
  • Hosted Payment page
  • Capability to communicate between merchant and client’s servers
  • Encryption at source, it is encrypted at the client side
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Diverse Payment Gateway Services Offered By Us

There are various services offered by the payment gateway. Some of the main services that we provide are mentioned below.

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It is one of India’s leading payments and API banking companies. They offer the widest range of pay-later and cardless EMI options such as ZestMoney, postpaid etc.
It accepts payments with minimal development effort, easy sign-up and a quick onboarding process making it the best payment gateway.
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It allows businesses to accept, process and pay-out payments with its protection suit. It provides the highest level of tech integration at a pretty reasonable price.

Benefits of Payment Gateway Services

Let’s just keep the list going but I can’t. So, I will give you the best four benefits of payment gateway Development Services.
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The swift and seamless checkout experience makes online shopping easy and hassle-free.
We are mostly concerned if the online transaction is secure or not. Payment Gateway reduces the risk of credit card fraud. It provides fraud management.
It ensures the payment with fewer details making the payment transaction fast.
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You don’t have to panic if a transaction is to be made when you are not available for your customer. It allows every business to collect payments 24/7 hours a day.

Payment Gateway Process

Let us understand the basic working of the Payment Gateways. It looks easy but definitely is not.
The customer enters their card details on the merchant’s site. The payment gateway encrypts and tokenizes the payment details that include CVV number, VPA in UPI etc.
The payment details are forwarded to the acquiring bank by the payment gateway. This is possible through the payment processor.
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Card network
The acquiring bank forwards the details to the card network which performs a fraud test and then forwards the information to the issuing bank.
The issuing bank authorises the payment and checks for funds availability. If available then issuing bank sends a positive response to the card networks and it relays the message to the acquiring bank.
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Status of Payment
The payment gateway forwards the status of payment to the merchant and the client.
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If the payment is approved then acquiring bank requests funds from the issuing bank. The fund is received by the Payment Aggregator who settles it with the merchant.

Our Work

Bhagwati Job and Placement
(Website Development)

Angel Soft India
(Website Development)

Study Uttarakhand
(Website Development)

(Website Development, SEO)

Mediprime Lab
(Website Development)

Science Agri Bio
(Website Development)

What Our Clients Say

RJCODER has a reliable team. They have provided us with the best IT solutions. Whenever we need support, you are available 24/7. We are thankful to your team for making our work better and a little less worrisome.
It was our very first project with RJCODERS and honestly, they provided us with quality services at reasonable prices. Their work is top-notch and satisfying.
They are experts at their jobs. Their whole team is an expert in what they do. They have proven it with the best Website Development project they did for us. It’s quality work. Thank you RJCODER.
RJCODER has recently commenced their journey and we must say that they have expertise in this field. They supported us 24/7 when we faced IT service issues. Now, we have fewer such issues and it’s easy to focus on our work and be more productive on a daily basis.
We rely on RJCODER a lot. Our web development and designing project is all handled by them and the work they have done is an art and they are the best artist. And we are glad that we have appointed the best artists. We are thankful to you for your quality and excellent services.


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